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Latest Episodes

Financial Strategies

《太阳集团官网》

CalendarJanuary 8, 2024

Time0:17:02

Join our host Michele Enriquez and special guest Jennifer Mink, as they share invaluable insights, guiding you through smart spending, strategic saving, 负责借贷, 有目的的计划. Discover real solutions to transform your financial health, ensuring a prosperous and stress-free journey towards financial freedom. This chat is your go-to guide for a financially empowered 2024.

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Teen Checking

Beyond the Allowance: Insights from Real Mom Experiences

CalendarDecember 20, 2023

Time0:16:07

加入Michele Enriquez and Kelley Young in a heartfelt exploration of the deeper values embedded in teaching financial responsibility to teens. Beyond the practicalities of debit cards, this episode unfolds the emotional currency of fostering a healthy relationship with money. Discover how these small talks pave the way for a lifetime of intentional decision-making and enduring financial wellness.

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Holiday Spending

Sleighing the Holiday Debt Mindset

CalendarNovember 13, 2023

Time0:14:18

加入Michele Enriquez and special guest Veronica Dangerfield, Patelco’s Senior Financial Well-Being Educator, as they tackle the financial stress of the holiday season. Veronica shares practical tips to shift your mindset, normalize conversations about gift-giving, 有意识地创造, 难忘的经历. Say goodbye to the pressure of overspending and embrace a joyous, financially compassionate holiday season. Tune in and sleigh your holiday debt mindset!

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Student Loans

Beyond the Pause: Exploring Student Loan Repayment

CalendarNovember 8, 2023

Time0:21:21

In this episode of ‘Small Talks for Big Change,’ join us as we dive into the post-pandemic landscape of student loans. As the pause on student loan payments comes to an end, we explore the challenges, changes, and newfound hope surrounding this financial topic. Our experts, Andrew and Kristi, share insights on navigating student loans, 讨论还款计划, and the evolving landscape of student loan forgiveness.

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Building Credit

ScoreUp: Building Credit, One Payment at a Time

CalendarOctober 19, 2023

Time0:08:43

In this episode of Small Talks for Big Change, Michele Enriquez and Mel Murguia from Patelco Credit Union discuss the significance of credit scores. They introduce ScoreUp, a unique credit-building product, and explain how it can benefit members. ScoreUp is a flexible solution that helps establish positive credit history and grow savings, regardless of credit scores. Tune in to learn more about this innovative tool at eotogar.net/SCOREUP.

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CU Difference

Erin Mendez on Credit Unions and their Global Impact

CalendarOctober 11, 2023

Time0:13:11

Erin Mendez, President and CEO of Patelco Credit Union, shares her career journey from the for-profit world to credit unions, highlighting the unique mission of “banking with a soul.” Erin discusses Patelco’s commitment to members’ financial wellness, her involvement with the World Council of Credit Unions the importance of spreading the credit union difference. Join us in celebrating the 75th anniversary of International Credit Union Day and learn more about Patelco’s mission.

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HSA Planning

HSA Planning

CalendarSeptember 25, 2023

Time0:24:41

As open enrollment season is upon us we welcome Maurice Catlett, an HSA specialist at Patelco as we dive into the world of Health Savings Accounts (HSAs), 揭示这个被误解的健康计划选项,同时也是储蓄工具. Learn about the advantages, how to qualify, and how HSAs can help you save for future health expenses. Plus, discover the convenience and technology behind managing your HSA.

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Workforce Benefits

Elevate Wellbeing Benefits with Patelco at Work

CalendarSeptember 20, 2023

Time0:17:15

经验丰富的理财专家佩吉·怀曼和沙伊达·萨米将向我们介绍免费的Patelco at Work项目是如何改变工作场所的财务健康状况的. Our Patelco at Work team offers tailored solutions, from credit repair to budgeting.

Interested in learning how personal finances as part of an overall benefits program can help boost productivity and increase retention in the workplace? Visit eotogar.net/atwork

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Fraud Prevention

Unmasking Scams: Defending Your Financial Future

CalendarAugust 25, 2023

Time50:13:38

我们深入研究了不断发展的骗局和欺诈行为. In this installment, of the Small Talks for Big Change podcast, we’re joined by Tiffany Kiefer, Principal of the Fraud Program at Patelco Credit Union, and an expert in the field. We explore the tactics fraudsters employ, from social media investment schemes to voice call impersonations. Tiffany provides invaluable insights on identifying red flags, staying resilient, and utilizing Patelco’s Fraud Resource Center. 通过收听这个信息丰富的对话来保护你的财务健康.

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Smart Budgeting

The Saver-Splurger Dilemma: Balance in Your Budget

CalendarJuly 17, 2023

Time00:13:04

加入Michele Enriquez and Andrew Farrell in this episode as they discuss the importance of budgeting for financial wellness. They explore the balance between splurging and responsible spending, sharing tips on curbing impulsive purchases. Practical advice for getting started with budgeting, including using budgeting apps and separating accounts for different purposes. Discover how Patelco’s resources, such as certified financial coaches and a financial wellness library, can support your budgeting journey.

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Home Purchasing

引导房屋所有权之路

CalendarJuly 11, 2023

Time00:09:26

In this episode of Small Talks for Big Change, Michele Enriquez discusses home buying with Fred Williams, 帕特尔科的地区住房贷款主管. They debunk myths about home loan rates and emphasize Patelco’s commitment to helping members achieve their homeownership goals. Fred highlights the importance of personalized guidance. Discover how Patelco’s approach stands out and learn more by scheduling an appointment with a home loan consultant today!

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Virtual Branch

Personalized Service from Anywhere with Virtual Branch

CalendarJune 20, 2023

Time00:05:59

Dive into the world of virtual banking with Patelco Credit Union’s award-winning Virtual Branch. 加入Michele Enriquez, Membership Development Manager, along with certified financial counselor Jesslyn Flentroy and senior financial specialist Ginger Smith, as they explore the unique features and advantages of this innovative channel. Discover the convenience of face-to-face interactions, a wide range of transactions, and personalized support. 在patelco享受无忧银行服务.org/virtualbranch and experience the future of banking.

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Financial Planning

The Power of Support: Patelco's CFS Coaching Program

CalendarMay 30, 2023

Time00:11:13

加入Michele Enriquez和Luis Jara在这一集的小谈话大改变,因为他们探索财务健康和教育和支持的意义. With nearly 40 years of combined industry experience, they discuss Patelco’s initiatives, including financial health assessments and a roadmap to financial freedom. Luis highlights Patelco’s free CFS coaching program, where Certified Financial Specialists provide personalized guidance. Visit eotogar.net/financialjourney for this invaluable resource.

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Fraud Prevention

Strengthening Account Security with a Trusted Contact

CalendarMay 15, 2023

Time00:13:26

加入Michele Enriquez, Membership Development Manager at Patelco Credit Union, and Jennifer Mink, Member Experience Manager, as they delve into the important topic of elder abuse and financial fraud in this episode of Small Talks for Big Change. Jennifer shares heartfelt stories, highlighting the rise in cases of elder financial abuse. Discover Patelco’s innovative Trusted Contact program, designed to protect vulnerable individuals and act promptly in cases of suspected fraud. Join the fight against elder financial abuse at eotogar.net/trustedcontact.

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Savings Rates

Understanding the High Savings Rates Environment

CalendarApril 21, 2023

Time00:10:55

In this episode of Small Talks for Big Change, Michele Enriquez采访Walid Hissen, Vice President of Deposits at Patelco Credit Union. Walid discusses the current savings rate environment, 通货膨胀的影响, and the role of the Federal Reserve’s discount rate. He highlights the value of certificate of deposit (CD) as a savings option. Emphasizing the importance of financial education, Walid advises listeners on choosing the right savings instrument based on their goals.

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Youth Banking

从存钱罐到储蓄账户

CalendarApril 6, 2023

Time00:10:55

In this episode of Small Talks for Big Change, Michele Enriquez, Membership Development Manager at Patelco Credit Union, interviews Veronica Dangerfield, 高级财务福利教育者, also known as Patelco’s Financial Cheerleader. They discuss the importance of financial education for young people and Veronica’s passion for empowering youth. Veronica shares tips on successful saving and highlights April’s National Financial Literacy Month, emphasizing the credit union youth movement and available resources for achieving financial wellness.

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Fraud Prevention

Recognizing and Avoiding Job and Romance Scams

CalendarFebruary 23, 2023

Time00:11:08

Join us in this episode as we uncover the growing issue of Romance Scams and Fraud in the digital age. Jennifer Mink, Member Experience Manager at Patelco Credit Union, sheds light on this vital topic. Jennifer shares valuable tips to prevent falling victim to Romance Scams and Fraud, and highlights resources available at Patelco’s Fraud Center. Stay vigilant and informed about the latest scams as we discuss how Patelco educates members and offers protection against fraud.

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Youth Banking

Financial Aid Basics

CalendarFebruary 23, 2023

Time00:16:10

In this episode, Kristi Longoria, Manager of Financial Health at Patelco Credit Union, joins us to discuss financial aid. As a Certified Financial Counselor, Kristi supports youth and families with FAFSA and scholarship navigation. Hosted by Michele Enriquez, they highlight the importance of financial aid education, loan options, 债务影响. 他们还谈到了Patelco教育会员和社区的责任, providing resources like setting up accounts and attending webinars.

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